Tax debt can feel like a financial dead-end, especially when it’s tied to a home loan with a double-digit interest rate. But with the right strategy and a bit of equity, there’s often a smarter way forward.
Recently, we worked with clients who came to us with:
They were referred in under financial pressure and unsure if they had any options left. The good news? They did.
By using BAS statements to verify their income, we were able to:
✅ Refinance their home loan
✅ Pay out the ATO debt and unsecured loans
✅ Secure a new home loan interest rate under 7%
✅ Keep their new repayments roughly in line with what they were already paying
If you’re dealing with ATO debt or juggling unsecured loans, don’t assume you're stuck. If you’ve got equity in your home, chances are we can find a way to restructure and improve your situation.
We are based on the beautiful Queensland coast, between the Sunshine Coast & Brisbane and we offer a complimentary home loan broking service.
Make an appointment today for an obligation-free chat, to talk about what you need and how we can help.
*This article is general information only and does not constitute financial advice. Your personal circumstances will need to be assessed before any product or proposal is recommended. Mark Hind is an Authorised Credit Representative (ACR 519951) of Outsource Finance Pty Ltd, Australian Credit Licence 384324.
You've seen the ads a big, bold interest rate that looks incredibly competitive. But there's another number sitting quietly beside it that tells a very different story.
The RBA has lifted the cash rate to 4.35%, and most lenders are expected to pass it on. If you've got a mortgage in the Moreton Bay region, your repayments are likely going up.
When the Reserve Bank of Australia raises the cash rate, it can directly affect home loan interest rates and mortgage repayments.
Whether you're just starting to explore your options or ready to move Mark and the team are here to help. Get in touch for a no-obligation chat and find out what's possible for your situation.
