Tax debt can feel like a financial dead-end, especially when it’s tied to a home loan with a double-digit interest rate. But with the right strategy and a bit of equity, there’s often a smarter way forward.
Recently, we worked with clients who came to us with:
They were referred in under financial pressure and unsure if they had any options left. The good news? They did.
By using BAS statements to verify their income, we were able to:
✅ Refinance their home loan
✅ Pay out the ATO debt and unsecured loans
✅ Secure a new home loan interest rate under 7%
✅ Keep their new repayments roughly in line with what they were already paying
If you’re dealing with ATO debt or juggling unsecured loans, don’t assume you're stuck. If you’ve got equity in your home, chances are we can find a way to restructure and improve your situation.
We are based on the beautiful Queensland coast, between the Sunshine Coast & Brisbane and we offer a complimentary home loan broking service.
Make an appointment today for an obligation-free chat, to talk about what you need and how we can help.
We recently helped clients refinance a home loan with a sky-high interest rate (over 10%) and clear their ATO debt and personal loans all while keeping repayments steady. With equity and the right paperwork, we reduced their rate to under 7% and gave them a clean slate. If tax debt is weighing you down, let’s talk strategy.
After a challenging property search full of delays, setbacks, and a long probate process, a Moreton Bay area couple finally settled on their dream home. Thanks to early planning, lender coordination, and strategic negotiation, they secured the property and moved in months before settlement.
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From 1 October 2025, all first home buyers will be able to purchase with just a 5% deposit under the expanded First Home Buyer Guarantee. There will be no income limits, no caps on places, and higher property price caps.
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