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Signing a contract isn't the finish line, it can be where risks appear. From finance falling through to last-minute property changes, here are 4 things that can go wrong between offer and settlement and how to protect yourself with the right home loan support.
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Redcliffe is holding strong as a high-potential market in the Moreton Bay region, with tight supply and steady demand. Median prices sit at $900,000 for houses and $725,000 for units, both offering 3.5% rental yields. With annual growth of 10.8% for houses, investors are watching closely.
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Gold Coast unit prices have officially surpassed Sydney's, with the median now sitting at $956,000. Driven by migration, rate cuts, and development pressure, southeast Queensland is booming. If you're considering buying a house on the Gold Coast, this could be your window of opportunity.
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The Reserve Bank of Australia held the cash rate steady at 3.60% in December 2025, but signs point to potential rate rises in early 2026. Whether you're in Moreton Bay, Brisbane or beyond, a local mortgage broker can help you stay ahead.
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We recently helped clients refinance a home loan with a sky-high interest rate (over 10%) and clear their ATO debt and personal loans all while keeping repayments steady. With equity and the right paperwork, we reduced their rate to under 7% and gave them a clean slate. If tax debt is weighing you down, let’s talk strategy.
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After a challenging property search full of delays, setbacks, and a long probate process, a Moreton Bay area couple finally settled on their dream home. Thanks to early planning, lender coordination, and strategic negotiation, they secured the property and moved in months before settlement.
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From 1 October 2025, all first home buyers will be able to purchase with just a 5% deposit under the expanded First Home Buyer Guarantee. There will be no income limits, no caps on places, and higher property price caps.
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With interest rates rising and the media full of mixed messages, a lot of people are asking if property investment is still a smart move. The simple answer is yes. Property can still build wealth over time, but it has to be approached with the right strategy.
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Mark recently helped a Keperra couple tap into the equity in their home to fund their first investment property and with a pre-approval in place, they’re now entering the market with confidence. If you're considering investing in Keperra, here’s why the suburb is quickly becoming a North Brisbane hotspot for smart investors.
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Your borrowing power is one of the most important tools you have as a property investor. Whether you’re looking to refinance, expand your portfolio or unlock equity, knowing where you stand, and how to improve it, can make all the difference.
Click here to read the full blog.The Gold Coast’s population is booming, but housing supply isn’t keeping up — creating a major opportunity for property investors. With only a fraction of the required dwellings being approved, rental yields and property values are rising fast.
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If you’re looking for somewhere with room to move, a proper sense of peace, and still close enough to commute — Elimbah might just tick every box. It’s one of those underrated spots that locals love and more people are quietly discovering.
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Building a new home? Avoid unexpected costs by knowing common building exclusions like driveways, landscaping, and insect screens. Bribie Island Lending helps you secure the right construction loan and plan for these extras.
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Thinking about building your dream home? Lenders need specific documents like building contracts, plans, and detailed finishes before approving your construction loan. Bribie Island Lending helps clients in Caboolture, North Lakes, Toowoomba, Caloundra, and surrounding areas prepare for a smooth building process.
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Building variations such as flooring choices, extra power points, and kitchen finishes can increase the cost of your home construction. Bribie Island Lending helps ensure your loan covers these potential changes, allowing you to plan for variations in advance. Whether you're building in Ipswich, Logan, Redcliffe, or Caloundra, make sure you understand your full costs before committing.
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Before your lender releases the final payment for your home or renovation, three steps are required. Bribie Island Lending works with your lender to ensure everything runs smoothly. Learn more about how we support you through each step of your homeownership journey.
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Nestled along Pumicestone Passage, Toorbul offers a serene waterfront lifestyle, perfect for a home or holiday escape. If you're thinking of buying a holiday house here, leveraging your home equity might be the way to go.
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Pelican Waters beckons with its idyllic canal front living, providing direct access to the serene waters of Pumicestone Passage. This coastal haven offers a laid-back resort lifestyle, all while being just minutes away from the amenities of Caloundra.
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Thinking about buying a house in Caboolture? With its affordable homes, multiple shopping options, rail access to Brisbane, parklands a quick trip to the beaches of Bribie and the Sunshine Coast, Caboolture is on the rise with home buyers.
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Discover the power of equity in building wealth and achieving financial goals. Learn how lenders calculate equity and how you can leverage it to purchase investment properties, undertake renovations, invest in shares, or assist family members in buying homes.
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Consider upsizing your home through renovation rather than adding on, but be prepared for potential challenges and expenses; assess your property's current value, outstanding mortgage, budget, and the nature of the renovations, consulting with a mortgage broker to explore suitable loan options and approval processes before initiating the project.
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Bridging finance is used when buying a new home before selling the existing one, with a lender placing a mortgage on both properties. While it allows securing the desired home, risks include higher interest rates, potential cash flow strain, and the need to refinance if the current lender doesn't offer bridging loans.
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North Lakes, QLD, stands as a suburb with a perfect blend of tranquility and investment potential. Whether you're considering a home or strategic investment, North Lakes' family-friendly atmosphere, solid rental yields, and strategic location make it a suburb worth exploring.
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Nestled in the heart of Queensland, Burpengary exudes a unique blend of suburban charm and modern convenience. If you're considering making Burpengary your new home or an investment haven, Bribie Island Lending is your trusted partner in making the dream of property ownership a reality.
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Turning your Morayfield property dream into reality requires more than just aspiration—it takes practical steps and informed decisions. That's where Bribie Island Lending steps in. Our team understands that each individual's financial situation is unique, and we're dedicated to providing personalised guidance that aligns with your goals.
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Discover the unique advantages of buying and selling real estate during the winter months in Australia. Reduced competition, increased seller commitment, and the evolving nature of the real estate market that make this season a perfect opportunity for both buyers and sellers.
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Are you searching for the ideal home loan to turn your homeownership dreams into a reality on Bribie Island? Look no further than Bribie Island Lending, your local mortgage experts dedicated to helping you find the perfect financing solution.
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RBA has agreed to implement the 10 recommendations and provides a summary of each decision. These include changes to the frequency and format of board meetings, the release of statements and reports, and the oversight of research and climate change analysis. The Treasury is expected to make a decision on the reappointment of RBA Governor Philip Lowe, whose term ends in September.
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By uncovering hidden defects, ensuring safety and compliance, aiding in budgeting and financial planning, and providing negotiation power, a building inspection empowers you to make an informed decision about your property purchase.
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As a mortgage broker, Bribie Island Lending is committed to assisting individuals in securing their first home loans while providing valuable recommendations for enjoying the best that Bribie Island has to offer. Contact us today to learn more about our services and start your journey towards homeownership in this coastal paradise.
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Buying a home is a significant financial decision, and finding the right financing is crucial. With the complexities of the mortgage market, enlisting the help of a mortgage broker like Bribie Island Lending can be a game-changer
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For every $1,000 limit your credit card has, the banks will generally assume you need to make a repayment of $38 each month. A $1,000 credit card reduces your borrowing power by between $6,500 and $7,000. So, a $10,000 credit card drops your borrowing power by between $65-70,000!
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1. DEPOSIT: As a rule of thumb, you will want at least a 5% deposit, plus a little more for costs.This deposit will need to have been saved up or held for more than 3 months to be considered genuine.With less than 20% deposit, mortgage insurance will apply and this is another cost to consider.
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The property market is hot at the moment, and for the majority of cities around the country, we are in a seller’s market. After a period where house prices were stagnating and transactions were declining, the power has moved from buyers to sellers.
Click here to read the full blog.Whether you're just starting to explore your options or ready to move Mark and the team are here to help. Get in touch for a no-obligation chat and find out what's possible for your situation.
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