
Building a new home is an exciting journey, but it’s essential to go through your building contract carefully to avoid unexpected costs. Many builders exclude certain items from their quotes, leaving homeowners to cover these expenses later. Knowing what to look for can save you time, money, and stress.
Here are some common exclusions that might not be included in your builder’s quote:
If these exclusions aren’t factored into your budget early, you could face unexpected costs at the end of your build. For example, properties in areas like Caboolture, Bellmere, or Morayfield often require landscaping to meet local standards, which can quickly add up.
Always ask your builder for a clear breakdown of what is and isn’t included in the contract. If you notice any of these common exclusions, plan ahead to cover these costs or discuss options to include them in your contract. Being prepared ensures your building journey is as smooth and stress-free as possible.
Building a home in Burpengary, Narangba, or North Lakes? Bribie Island Lending can help you secure the right construction loan to cover your project, including these often-overlooked extras. Our team provides guidance on budgeting and ensures you’re financially prepared for the journey ahead.
Email Mark at Mark@bribieislandlending.com.au to discuss your construction loan needs and start your building journey today!
We are based on the beautiful Queensland coast, between the Sunshine Coast & Brisbane and we offer a complimentary home loan broking service.
Make an appointment today for an obligation-free chat, to talk about what you need and how we can help.

We recently helped clients refinance a home loan with a sky-high interest rate (over 10%) and clear their ATO debt and personal loans all while keeping repayments steady. With equity and the right paperwork, we reduced their rate to under 7% and gave them a clean slate. If tax debt is weighing you down, let’s talk strategy.

After a challenging property search full of delays, setbacks, and a long probate process, a Moreton Bay area couple finally settled on their dream home. Thanks to early planning, lender coordination, and strategic negotiation, they secured the property and moved in months before settlement.
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From 1 October 2025, all first home buyers will be able to purchase with just a 5% deposit under the expanded First Home Buyer Guarantee. There will be no income limits, no caps on places, and higher property price caps.
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