Back in February, a local couple approached me with a clear goal: upgrade their owner-occupied home and relocate to Bribie Island. With the right strategy in place, we secured pre-approval early, and I connected them with a trusted real estate agent to help them list their existing home.
The property sold within a few weeks which was great news, but it meant the clock was now ticking.
Over the following months, they faced more than their fair share of setbacks:
They stayed the course, and we kept the finance ready.
Finally, they found the one their ideal home in the Moreton Bay area. Contracts were signed, but there was a catch: the property was tied up in probate. That meant a lengthy delay to settlement.
Rather than start the finance process again down the track, I worked closely with the lender to extend their loan approval beyond the standard 90-day expiry period keeping things aligned and on track behind the scenes.
In the meantime, the couple successfully negotiated early access to the property and moved in while the legal process ran its course.
After eight months, plenty of paperwork, and a few curveballs, settlement finally took place on 2 October.
Looking to upgrade, downsize, or relocate?
We are based on the beautiful Queensland coast, between the Sunshine Coast & Brisbane and we offer a complimentary home loan broking service.
Make an appointment today for an obligation-free chat, to talk about what you need and how we can help.
*This article is general information only and does not constitute financial advice. Your personal circumstances will need to be assessed before any product or proposal is recommended. Mark Hind is an Authorised Credit Representative (ACR 519951) of Outsource Finance Pty Ltd, Australian Credit Licence 384324.
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